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Insurance from Allianz

Cover you can trust

0330 102 1849
Monday to Friday 9am-5pm Closed Saturday, Sunday and Bank Holidays

Activate your free 3 months Startup Public Liability cover


Getting started

If you're starting up a business, you can take advantage of our free 3 months Startup Public Liability cover. If a customer or member of the public was injured or their property damaged as a result of your business activities, Public Liability cover would provide compensation costs for you.

To get started, you need an activation code from your Barclays Business advisor. Then use the link below and complete a short form, and you and your business can have the protection, free for 3 months.

Important information

In order for Allianz Insurance Plc to activate your cover, you will need to provide some details on the following page. Further information about Allianz and how we will use the information you provide can be found in the 'Important Information about Allianz' document.

Important Information about Barclays

Terms and Conditions

The cover provided is Public Liability. This covers your legal liability for accidental injury to members of the public or accidental damage to property not owned by you whilst you are in the process of setting up and establishing your business. Your business must not have started trading on the day your cover begins. It provides up to £500,000 of cover for each event or series of related events other than for liability in relation to pollution and contamination which is £500,000 in the aggregate.

This offer is arranged, administered and underwritten by Allianz Insurance Plc.

The following terms and conditions apply to the offer which you should consider carefully. By accepting this offer you agree to comply with the Terms and Conditions contained within the Policy Wording. The Policy Wording will be sent to you once your free cover commences, and can be viewed here.

  1. This offer is only available for Barclays Business Banking customers who are in the process of setting up and establishing their business at the time of accepting this offer. If you commence trading during this free period of cover you should reassess your insurance needs.
  2. The period of cover is three months only.
  3. You are only eligible to take up this offer once.
  4. If you already have, or take up, public liability insurance for your business with any insurer during the period of this offer, the benefit provided under the terms of the Start Up Insurance policy will no longer apply from the start date of such alternative insurance.
  5. This offer is provided on the basis that neither you nor your director(s) or partner(s) have:-
    1. any convictions that are unspent under the Rehabilitation of Offenders Act 1974 for a criminal offence other than (road traffic) motor offences
    2. been charged (but not yet tried) with a criminal offence other than (road traffic) motor offences
    3. received an official caution for a criminal offence within the last three years other than a (road traffic) motoring offence
    4. been declared bankrupt
    5. been the subject of any county court judgement (CCJ) winding up order, insolvent liquidation or administration or have made any composition or arrangement with creditors
    6. been a director or partner of a company which has gone into insolvent liquidation, receivership or administration
    7. ever been prosecuted for failing to comply with any Health & Safety or Welfare or Environmental Protection legislation.
  6. In respect of the business proposed, or any other business which you, your partners or directors have been involved with, no insurer has ever:-
    1. declined, cancelled or refused any proposal of insurance
    2. cancelled or declined to renew any insurance
    3. imposed special terms or conditions.
  7. There have been no incidents, losses or claims which you, any partner(s) or director (s) (in connection with this or any other business in which you have been trading) have incurred in the last five years (including events which have or could have resulted in a claim) relating to the cover to be insured under this policy (whether insured or not at the time of loss). If any of the statements in 5. 6. or 7. above are inaccurate you must contact the business insurance team at Allianz on 0330 102 1850 immediately.
  8. You have disclosed all material facts which are relevant to the application and acceptance of this cover. Material facts are those facts which are likely to influence Allianz Insurance Plc in the acceptance or assessment of this free offer and it is essential that you disclose them. If you are in doubt whether a fact is material, you should disclose it, since failure to do so could invalidate your policy, or result in a claim being repudiated. If at any time anything shall occur materially affecting the risk(s) insured you must as soon as possible give notice in writing to us.
  9. This offer only applies to businesses based in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
  10. Additional clauses may apply depending on the type business you are setting up. These will be detailed in the policy schedule which will be attached in the confirmation of cover email you will receive.

This offer does not include cover for:

  1. Products Liability - any legal liability arising from accidental injury or accidental damage caused by any products supplied in connection with your business.
  2. Employers' Liability - your legal requirement to insure your employees for death or injury happening in the course of their employment with you
  3. Motor Insurance - your legal requirement to insure your motor vehicles against accidental death or bodily injury to any person and accidental damage to third party property.

If you require insurance cover not included in this offer or further information please call the business insurance team at Allianz on 0330 102 1849. Call charges may apply. Please check with your service provider.

Allianz Insurance Plc reserve the right to withdraw this offer at any time.

Barclays Business Insurance is arranged, administered and underwritten by Allianz Insurance Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority . Allianz Insurance Plc, Registered in England number 84638, Registered office 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom.

Contact Allianz

Barclays Business Insurance is brought to you by Allianz Insurance Plc.

If there is anything that you do not understand or wish to get in touch with the Business Insurance team, please contact Allianz on: 0330 102 1850

Or request a call back.

Sales opening hours:

  • Monday to Friday 9am-5pm
  • Closed Saturday, Sunday and Bank Holidays

Customer Services opening hours:

  • Monday to Friday 9am-5pm
  • Closed Saturday, Sunday and Bank Holidays

If you wish to make a claim please contact Allianz on 0344 893 9639 Our claims helpline is available 24 hours a day, 7 days a week.

Call charges may apply. Please check with your service provider. Telephone calls may be recorded for our mutual protection, training and monitoring purposes.

Important Information about Allianz

Important Information about Barclays

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